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Make sure you are polite and pay attention. Do not make anything up about your condition; honesty is always the best policy. Having your case heard before a judge allows you a final opportunity to be considered for social security benefits, so this opportunity should not be taken lightly. Q: Is there anything you can do about debt, while you are awaiting notification on social security benefits claim? A: It will be worth your time to contact any lenders or other businesses with whom you have debt when you know you plan to submit an application for social security benefits. Some creditors honor the fact that you are awaiting judgment on your case and will temporarily stop any collections actions.